Fresh Thinking

Work life balance

3rd December 2009

An interesting article. "The Secret to Balance" by Ivan Misner

3.95% 1 year Fixed Rate Bond

4th November 2009

The new 3.95% AER Guaranteed Growth Bond by NS&I is simply a 1 years fixed rate savings account paying the best rate that has been available for a while. Click here for further details.

As with all fixed rate term deposits, this account is designed for people who can afford to lock their money away and have sufficient funds available to cover short term needs.

New ISA limits for over 50's

12th October 2009

with effect from the 6th October 2009 new higher ISA limits were introduced. These initialy apply to those who reach their 50th birthday before the 5th April 2010, so before the end of the current tax year.

The new limit is £12,200 of which £5,100 can be allocated to a cash ISA. The balance (up to the full £10,200 limit) can be invested into to a stocks and shares ISA.

Those of us under 50 will have to wait until 6th April 2010, i.e. the beginning of the 2010/11 tax year, for the new limit to increase from it's current level of £7,200 (£3,600 maximum in cash).

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